Welcome to Providence Bank, Winter Haven’s hometown, independent, community bank. At Providence Bank, we offer good old fashioned traditional banking with friendly and helpful personal service, but we also offer the latest in modern technology so you can enjoy the best of both worlds—high tech and high touch.

Providence Bank is located and headquartered right here in Winter Haven. As an independent hometown community bank, we don’t have to ask permission from or answer to corporate headquarters located far away. Serving the Winter Haven area is our top priority.

Unlike impersonal big banks where decisions are made at corporate headquarters located in another city or even another state, Providence Bank serves its customers locally. All of our policy and loan decisions are made right here by local officers and directors.

If you are tired of feeling like an impersonal number on a ledger with your big holding company bank, we invite you to come visit us. At Providence Bank you are a valued customer and our neighbor.

Welcome to the way we do business at Providence Bank—not too small...just small enough to give you the personal touch you want and deserve—not too large... but big enough to meet all of your banking needs. In other words...“just right”.


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